As a growing number of independent contractors continue to make their mark in the workforce, it`s becoming increasingly important to understand the necessary protections in place when it comes to workers` compensation in Maryland.

Under Maryland state law, companies with employees are required to provide workers` compensation insurance. However, the law is less clear when it comes to independent contractors.

While independent contractors are not technically considered « employees, » they can still be eligible for workers` compensation benefits in certain situations.

In Maryland, an independent contractor must meet three specific criteria in order to be eligible for workers` compensation:

1. The independent contractor must perform work that is essential to the business of the company they are working for.

2. The independent contractor must not have the ability to hire their own employees to assist with the work.

3. The independent contractor must not have the ability to make decisions about the work they are performing or the materials and equipment being used.

If an independent contractor meets these criteria, they may be eligible for workers` compensation benefits if they are injured while performing their job duties.

However, if the independent contractor does not meet these criteria and is not covered by workers` compensation insurance, they may need to consider other forms of insurance or legal action in the event of an injury.

It`s important for companies and independent contractors alike to understand the nuances of workers` compensation in Maryland to ensure everyone is properly protected. As an independent contractor, it`s crucial to confirm with the company you`re working for whether or not you`re covered by workers` compensation insurance.

Regardless of your employment status, it`s always recommended to seek the advice of a qualified attorney to ensure your rights and work-related injuries are properly addressed.